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Free downloads are for personal use only.

Paid downloads give the purchaser the right to duplicate them in published material and websites. However, paid downloads may NOT be re-distributed for sale in any form.

The originator of the file in no way guarantees the accuracy, usefulness or completeness of the contents.

In cases of dissatisfaction with the contents of any file that has been paid for, in the form of a paid download from this site, please contact the originator of the file in order to discuss a refund.

In all cases, the originator of any file downloaded from this website retains the full copyright which they are entitled to for the material contained in the file.

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